#reserve

The origin of poverty stems from the fact that people have incompatible ideologies. There are two types of people in the world. Those that wait and those that don't and those that earn wealth and those that don't. The fractional reserve system was created in 1668 by greedy bankers.

How is the fractional reserve unethical one might ask?  

Originally, the markets of the world had a gold standard and resource value resembled the scarcity of supplies in the markets.

The banks invented money without wealth through the fractional reserve system. That is counterfeit by definition. 

Because credit goes to capital investment and consumer purchases, this means that a finite resource pool is used to initiate a chain of resource transactions for future projects, homes and consumer purchases. Supply is limited though so inflation increases. 

Wealth perpetuates new wealth creation. A finite number of resources can create more resources in the future in a capitalistic environment that places emphasis on the immediate consumer products that people want.

Credit Creation without wealth distributes resources unevenly to many projects that reveal themselves as bad investments in the future.

Keynesian Economics is flawed because it bankrupts people's incomes and money which isn't wealth. These Bankers are greedy and think that they do a service to society when they invest into projects, however, when the economy is booming and everyone has money, the most damage is done because banks keep lowering standards of credit and the economy comes over-heated with employment and activity that is utterly useless. 

A depression or a recession then develops a country and capitalism redirects the mismanagement of resources into projects that immediately satisfy the consumer and not the whims of the robber barons that like counterfeiting money.