Is it? I've already seen this statement before and honestly I'm getting more convinced about it.
It is a combination of honest and dishonest actors.
Thieves, producers, and middlemen.
It always has been, and like always if there are too many(or too powerful) thieves or middlemen potential quality of life is reduced and larger segments of the population are screwed.
Governments are acting more like thieves now than they did in the age of colonialism and that's saying something.
What is the problem?
Theft and fraud (as always).
The central banks? The curency system?
Absolutely, that is one of the major new forms of theft. Something all governments quickly adopted since it is so useful for extracting wealth without as many people noticing.
The private banks?
Almost all exist within the context of manipulated currency schemes. They are agents of the government banks, at worst middlemen taking a cut; at best wise investors who are fighting against the tide of inflation for their customers.
The rich? The poor?
The immoral and the systems which fail to discourage immorality through personal incentives.