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@coal
You're talking about actually causing someone to be in fear that you might cause them some kind of physical pain.
I am suddenly reminded of the "I feared for my life" excuse we have heard over and over again from police officers who killed unarmed suspects.
Managing ones fear is a personal responsibility, it is not (or at least should not be) the business of the state to sheild individuals from unreasonable fear. And even if it were, that only works against your argument because I fear for my safety every time I find myself within proximity of someone carrying a tool that can end my life at any moment of their choosing. Do I not have the right to be free from that? Or does fear only work one way?
simply by carrying a firearm, you are not placing someone else at "elevated risk,"
This is patently false.
I am reminded of a concept in physics called potential energy. Think of laying a bowling ball on your foot. The PE is almost nonexistent. Pick that bowling ball up to your waste, there's now enough PE to possibly break a bone or two.
The same concept applies to one carrying a gun. Put ten unarmed people in a room. The amount of "energy" in the room leave almost no possibility for anyone to end up dead, and for it to happens would take a huge effort.
Now arm one of them. Suddenly the potential exists for multiple people to end up dead with almost no effort.
So no, the risk is objectively elevated. If no one we're armed it would take an intentional and severe effort to kill or seriously injure someone, in scenario two it could literally happen by accident.
So let me give you this set of practical scenarios to think over.
Sunsetting I notice about right wing arguments on gun safety, they always include drug dealers, rapists, or gang bangers. I find this quite interesting especially since most live in rural America where most of them have never even seen one of these. It speaks to the simplemindedness of these arguments, everything is black and white. Everything is "gods guys" vs "bad guys", and we need to guns to protect us from the bad guys.
The world is not this simple, and your examples are are as well overly simplistic and exclusive. What about the possibility that the woman instead of hitting the side of a condo fires a bullet into someone's living room killing a child? What about instead of scaring away the attackers causes them to be even more aggressive and kill her in "self defense"?
There are no good scenarios here, but the proliferation of guns only increases the risk that someone is killed.