i'd propose everyone pays ten percent of their income per year, for ten years. that means, everyone chips in for their own tuition. everyone can afford ten percent of their income, no matter what the income is... so this improves affordability. it also means, that the better off grads/majors pay more.... which is the way it should be. any major that thinks they need more tuition should need special approval from congress. also, the fact you pay loans shouldn't affect your credit or ability to get a mortgage or things like that... it should be a hidden cost you pay. (currently many former students can't get mortgages and such cause of student loans)
at the very least, this should be the case for students who use FAFSA for financial assistance.
this is very generous, as it doesn't cost a lot to educate people. we should focus on educating people and getting them jobs, not on writing open checks to throw money at tuition. i'm opposed to free college the way the ilks of bernie want to do it.